The permanent disability or death of an individual, especially a breadwinner, caused by accident  brings immeasurable sufferings to the family or dependents.  Many suffer the consequential financial distress as most victims could not afford to buy insurance due to high premium cost.  CITIZEN-PROTECT is a comprehensive Personal Accident insurance plan specially and exclusively designed for low-income workers, employees, and members of any company or association which has superior benefits. The enrolled member is insured ON OR OFF THE JOB, 24 hours a day, anywhere in the world  (worldwide cover) for 365 days.  It also gives financial protection against death or permanent disablement due to hold up and other crimes under the Unprovoked Murder & Assault coverage.

Q:  Why is CITIZEN-PROTECT unique among other insurance products in the market?
A:   With other insurers, when the death benefit or disablement benefit is awarded to the beneficiary or insured member, the insurer’s liability under the policy ceases.  With CITIZEN-PROTECT plan, our liability as Insurer still continues because IN ADDITION to the DEATH/DISABLEMENT BENEFIT of P100,000.00 under Benefit 1 below, the beneficiary will still receive the following extra benefit: